Each month we present some statistics in the raw from Macrobond. This month UK and US lending and house prices.
United Kingdom:
- Total amount of household loans outstanding in April 2020: 1.77 trillion GBP
Change since same period previous year: -4%
As percentage of GDP: 81%
- Number of mortgage loans approved in April 2020: 15 848
Change since same period previous year: -75%
Change since previous month: -72%
- Change in the Markit Halifax house price index for Real Estate since 2008 on National level: 24%
For Greater London in particular: 61%
Change in national Residential prices according to the Knight Frank index: 17%
- House price to gross disposable income for households in Q4 2019: 860%
Mean value since 1990: 706%
Gross disposable income for households in Q4 2019: 26 774 GBP
United States:
- Total amount of household loans outstanding in Q1 2020: 15.99 trillion USD
As percentage of GDP: 75%
Change since same period previous year: 4%
- Percentage of mortgage loans that are likely to default in Q4 2019: 5%
Share of non-performing loans to total loans in the US: 0.85%
Mortgage loans as percentage of total household loans in the US: 67%
- Change in the Case-Shiller price index for Real Estate since 2008 on National level: 24%
For New York in particular: 1%
Change in national Real Estate prices according to the Purchase-index from the Federal Housing Finance Agency: 37%
- House price to mean disposable income for households in 2018: 326%
Average Weekly earnings in December 2019: 1 189 USD
Percentage change from year before: 3.8%
